The Amica Home and Auto Insurance. Reviews of Amica Car Insurance

In this review we will cover Amica home and auto insurance, and its reviews. Find out what people says about Amica home and auto insurance.

Amica home and auto insurance policy plans are designed to help people with lower incomes afford auto, home, business, and life insurance policies. It is a brand of insurance that provides coverage for cars and homes.

Amica insurance is a leading provider of auto insurance services in the United States, and has been providing coverage since 1922. It’s available in both term and permanent policies, as well as annuities. Altogether Amica offers a wide range of products to meet the needs of almost every individual or family member.

Further more, Amica home and auto insurance is an excellent company that has been around for over a decade. Also they are known for their friendly customer service and fast claims processing times.

The company offers a variety of home and car insurance policies, but the one thing that people like most about Amica is the fact that they have no annual or monthly fees. Generally, Amica home and auto insurance is a popular company that provides home and car insurance as well as Amica mutual life insurance.

Amica home and auto insurance has an excellent reputation with consumers, and most of the time their claims are paid quickly. Amica is a large insurance company that has been in business for over 50 years. In short Amica have an excellent reputation and offer many different types of coverage along with Amica car rental facility. 

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Reviews of Amica Car Insurance

As their are hundreds of reviews by Amica`s customers, all of them cannot be included. Here are few top picks:

1. Amica car insurance is  a great company to deal with. I have been using them for a few years now and I always get the best price and service because they are friendly, knowledgeable, and reliable. Car insurance shopping can be confusing because there’s so many companies out there that offer different products. That said, finding the right car insurance policy is key to protecting your vehicle from any mishaps during driving or repair work in the future.


2. We’ve been using Amica for over three years now, and they have never let us down. Similarly, the customer service is great, the rates are fair, and it’s always easy to get in touch with a knowledgeable agent if we ever need help. So, we highly recommend this company! 

Amica Home And Auto Insurance

3. I was looking for car insurance for my wife after she totaled our previous vehicle. I found Amica on Google, and decided to give them a try because of the very low premiums available (we had to pay less than $10 per month). They were able to find me an affordable policy that covered everything I needed at a price point that made sense for me as well as my wife.

Moreover their customer service is excellent, every time I have called or emailed with questions or concerns about our policy they have been prompt in their response and helpful with any additional questions that I may have had.

It’s also nice doing business with such a local family-owned business, it makes you feel better knowing your business isn’t going to some big corporation that has no real concern for their customers.

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4. This is the first time we have ever used Amica, and it will not be the last. The customer service was amazing, they were able to provide us with a policy that fit our needs so well that I don’t know why we didn’t switch sooner, because Amica is simply the best. 

Amica Home And Auto Insurance

5. I’ve been using Amica for several years now, and really love their pricing, and customer service. We had an issue with our car insurance company back in December when my husband’s car was damaged by other drivers on the road (the accident occurred over a month before Christmas).

Even though he hadn’t filed a claim yet, his policy only covered $2,000 per incident which seemed unfair since it was a pretty expensive vehicle (a Honda Accord) to begin with.

6. After finding out what our car insurance company had done, we called Amica because they were able to provide us with a policy that covered everything up to $10,000. Within a few days of the accident taking place, I called them back to see if we could get it updated so that my husband would be covered for anything more than $10,000. They said they could do this right away and it only took them about 30 minutes! 

Amica Home And Auto Insurance

7. I have been using Amica for over ten years now, and find their rates are very reasonable as well as their service. In short the customer service is quick, and friendly which makes me feel like I’m talking directly to someone who actually cares about helping me make the best decision for my needs. If you’re looking for an affordable car insurance policy then look no further because Amica has got you covered!

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8. We switched from another company when our previous one raised our auto insurance rate by almost 40% (the increase was over 25%). After doing some research online I found Amica, and I called them right away.

I told them about our situation they were able to tell me that my husband would be covered for the amount of money that he had paid to his previous company and that I could get a brand new policy for only $20 more per month (which was much cheaper than the other company we had been using).

Amica Home And Auto Insurance

9. I have been with Amica insurance since 2003. It’s nice having a local family business that cares about their customers and takes pride in providing excellent customer service. Generally the rates are great, they always makes me feel like they care about what is going on with my life. So, I know if there is ever an issue they will take care of it as quickly as possible.

10. Over the last few years our auto insurance has gone up significantly while our car payments went down. In order to avoid any additional rate increases I decided to look into switching companies but couldn’t find anything close by that offered good prices or adequate coverage at any reasonable price range. 

After searching online one afternoon I found Amica Insurance on Google and gave them a call – they were able to match our current deductible and provide a rate that was much lower than the other companies.

Amica Home And Auto Insurance

11. I have been insured with Amica Insurance for over ten years now, and I’m very happy with their service. They are responsive and professional which makes it easy for me to get things taken care of quickly when I need them. The rates are affordable as long as you make sure you don’t go over your coverage limits, but if something does happen they will take care of everything at no cost to me!

12. We had just moved into a home that was being built on the side of the road without any utilities connected yet so we were in need of car insurance right away. We called Amica Insurance because they were able to help us out right away by providing us with an excellent rate and policy within minutes (they even did some quick research online for us). Now whenever we think about getting auto insurance we always call Amica first!

13. Since switching from another company last year, my rates have increased by over 50%. I was able to get a very affordable policy with the help of Amica Insurance. Especially they were able to tell me exactly what my rates would be based on my income and coverage needs, which is always nice!

Amica Home And Auto Insurance

14. My husband had been looking into switching car insurance companies because our old one had just raised his rates significantly, he called Amica and they were able to match his current deductible in order for him to keep the same rate as before. He said that they are extremely responsive and friendly which makes it easy for them to be able tto get things taken care of right away so we never have any issues with our car insurance!

15. I switched from another company last year when their prices went up dramatically. Since then I’ve been paying more than triple what the other company was charging me (which made no sense since my insurance already covered me for everything I needed).

I was able to get an awesome quote from Amica Insurance and they were able to match my current deductible so that I could keep the same rate as before. They are very responsive, friendly, and helpful which makes it easy for them to take care of all my needs when it comes to car insurance!

Amica car insurance number: 800 242 6422

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Amica Home and Auto Insurance

Amica home and auto insurance has a range of policies that suit different needs. If you have an older home and need to cover your mortgage, then Amica’s Mortgage Protection is the way to go. This policy protects you from losing your house in case of a fire or natural disaster. If you are looking for coverage for your vehicle, then look into their auto insurance plans.

Amica home and auto insurance offers multiple homeowners insurance plans to choose from. The Amica homeowners insurance plan is the basic homeowner’s coverage that anyone should consider. It covers up to $250,000 in liability and personal property damage. The premiums are based on a certain percentage of your home value, which will be determined by an inspection at closing. For example, if your total value is $250,000, you would pay 30% of that amount ($6600).

If you’re driving a car, truck, motorcycle or any other type of vehicle that can be used to transport people and property then you will need an auto insurance policy. The purpose of this policy is to protect yourself. Amica home and auto insurance is a popular insurance company with great customer service, and your car from the financial liability that comes with being at fault for an accident.

Amica home and auto insurance offers affordable rates with no hidden fees or surprise charges

So, if you’re looking for affordable auto insurance, Amica might be an option to consider because the company has some of the lowest rates in the industry, which helps make it one of the most affordable options around.

Amica’s mission is to help people live better lives by spreading the good news about safe driving that saves money on car insurance for drivers. Amica car insurance provides discounts on auto insurance to military personnel and their dependents.

Amica is a member of the national association of insurance commissioners (naic). As an naic-member, Amica is subject to the standards and rules set by the naic in relation to its members’ activities.

Amica home and auto insurance

Further more, the insurance policy also offers coverage against storm damage and windstorms. Generally speaking, this form of homeowners insurance can be used as a supplement to other types of insurance or as protection for people who don’t have other forms of coverage. If you want more protection than this basic homeowners policy provides, it may not be right for you, and you should consider additional coverages such as renter’s insurance or business owners policies instead.

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How much is Amica Car Insurance. Is Amica Insurance expensive?

Amica car insurance offers affordable rates and great coverage. They have a variety of plans, including the Amica Gold Plus Platinum, which has enough coverage to cover your vehicle in case of an accident. The monthly premium is listed at $25, with a deductible of $100. In short Amica is an affordable car insurance provider that gives you a great rate on your first policy period. It has some of the lowest rates in the country, and they are just as good when it comes to customer service.

 Amica car insurance quotes

Amica’s free car insurance quotes are simple, accurate, and approved instantly online.  Amica offers affordable rates with no hidden fees or surprise charges. Amica car insurance provides discounts on auto insurance to military personnel and their dependents. Get amica auto insurance quotes online or call  800-242-6422

Amica Home And Auto Insurance

There are three components to every auto insurance policy:

Firstly, Liability (who’s responsible if someone gets hurt in an accident?).

Secondly, Bodily Injury Protection (what does it cost if someone gets injured?)

Thirdly, Property Damage Coverage (how much money will I have if my car is totaled).

It’s important to understand how these three parts work together so you know what coverage you need when making a purchase decision. If you don’t have enough insurance coverage, then your rates may rise or even cause your company to drop you altogether!

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Is Amica Car Insurance Good?

Amica is a very reliable insurance company. Their rates are reasonable and they have excellent customer service. They offer a wide variety of plans, including the Amica Preferred Auto Insurance Plan. This plan covers your favorite vehicle from $1,000 to $10,000 in repairs or at-fault accidents and gives you an additional 25% discount on these costs if you pay for them yourself out of pocket.

Amica Home And Auto Insurance

There are many different types of insurance companies that offer car insurance policies. However, there are very few “good” ones out there. The best one for you is the one that offers low rates and has great customer service. Amica is a company that offers auto insurance for your vehicle. They have many different types of policies, and they also offer life insurance along with home and business insurance.

Amica has been around since the early 20th century, so they have a good reputation among consumers. They have low rates, but you need to check out the details of any policy before you buy it. It has a great reputation for customer service and claims.

If you have an accident, they will make sure your claim is handled quickly and efficiently. If you want to get the best rates, then you should compare prices with other companies before choosing Amica. You can also check out the website for additional information about their coverage options and discounts they offer.

Amica Car Insurance Discounts

If you want to save money on car insurance, it is important to check your comprehensive and collision coverage. Amica car insurance is a great way to get cheap auto insurance. The company offers several discounts for young drivers, students, and seniors. If you meet the requirements of one of these categories, you can save up to $300 per year on your premium.

The best amica car insurance discounts are found by shopping online. The internet allows companies to provide better deals than the local insurance agents.

Amica car insurance discounts are: -10% off your first policy year

-20% off one full year of auto insurance (for those who have been with Amica for up to 3 years)

-15% off two full years of auto insurance (for those who have been with Amica for 4+ years)

If you are interested in getting a quote online, give them a call at: 800 242 6422

You can also get an instant car insurance quote by visiting their website:

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 Amica Home and Car Insurance Ratings

Amica car insurance company is rated as an A+ with Money Geek, which means it has an above average score in all categories (cost, claims and complaints) compared to other insurers. The company has above-average customer satisfaction ratings and paid on time in 90% of claims they handled. It’s affordable, but not cheap for full or liability coverage, or young drivers.

Amica car insurance company provides auto insurance for drivers with different needs and driving records, which includes: young drivers, older drivers, first-time drivers, accident-only coverage, uninsured/underinsured motorist coverage as well as pet owners.

In addition to providing great rates for all types of customers, Amica also offers discounts on their policies for joining or renewing membership clubs such as AAA or AARP. These club memberships provide discounts on your insurance requirements including liability limits and deductibles. 

Amica also offers discounts to their policy holders in the form of free roadside assistance, no-fault coverage and accident forgiveness. If you’re looking for an auto insurance company that gives you a good rate on your first policy period, Amica is definitely the one to call!

Other Types of Insurance Amica provides

Condo insurance.

Renters insurance.

Flood insurance

Retirement insurance.

Marine insurance.

Motorcycle insurance.

Umberella insurance.

Small business insurance.

Good student discount

Good Student Discount

Amica is a student-focused insurance company that offers a discount to students. You can apply for the Amica Student Discount by going online, and filling out the form provided. Amica is a student-oriented insurance company that provides discounts for students and young adults. They offer three different types of discount plans, depending on how much you need coverage:

1) Student Discount Plan 

For full-time college students, Amica offers a discounted rate that’s 15% off the standard rate. To qualify, you must be enrolled in school full-time (9 semester hours or more), and have at least one parent who has an active policy with Amica.

2) Young Adult Discount Plan 

This plan is available to high school seniors and current college students who are under 26 years of age. The premium on this plan is 20% less than the standard rate offered to everyone else, but it does not cover any dependents other than yourself. If you meet these criteria and want to enroll in this plan, then contact your local Amica agent for details on enrollment procedures.

3) College Student Discount Plan 

This plan is designed specifically for current college students who are under 24 years of age and have no dependents other than themselves (no spouse/partner). It covers both accidents occurring within their home as well as injuries arising from an accident that occurred away from home or during leisure activities outside of class time.

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Amica comprehensive coverage

Amica comprehensive coverage is a good option for renters, and homeowners that are looking to get their homes covered. They offer a variety of services, including home insurance, commercial insurance, and pet insurance. The amica comprehensive coverage is the best insurance you can get for your home. It provides full coverage for all of your home’s needs, including fire and water damage. There are many benefits to having amica insurance in your home.

Amica is a leading provider of comprehensive coverage for all your automobile insurance needs. It has a wide range of products and services that are designed to help you protect your assets, provide financial security, and safeguard you from unexpected expenses. With comprehensive coverage options, you can be sure that you’re getting the best possible protection in case of unforeseen events.

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Amica home and auto insurance company is a leader in the industry by providing auto, home, life, and health insurance. The company has been operating for over 100 years and currently serves more than 10 million customers. Amica’s mission statement is to be the best provider of insurance products and services. This means that they will provide you with affordable choices on car, homeowners or renter’s insurance as well as many other types of coverage through our diverse network of independent agents located throughout the United States.


Sales and customer service

Auto, home, marine and umbrella
Weekdays: 6 a.m. – 1 a.m. ET
Weekends: 7 a.m. – midnight ET


Life – Sales
Monday – Thursday: 8 a.m. – 10 p.m. ET
Friday: 8 a.m. – 8 p.m. ET
Weekends: 9 a.m. – 4:30 p.m. ET


Life – Customer service
Weekdays: 8 a.m. – 7 p.m. ET
Saturdays: 9 a.m. – 4:30 p.m. ET



Auto, home, marine and umbrella
Our representatives are available 24/7.


Weekdays: 8:30 a.m. – 5 p.m. ET


Account and technical help

For technical assistance, call and speak with a representative.

Weekdays: 8 a.m. – 10 p.m. ET
Weekends: 10 a.m. – 6 p.m. ET


Claims live chat

Our representatives are available to help:
Weekdays: 8 a.m. – 9 p.m. ET
Saturdays: 10 a.m. – 5:30 p.m. ET

Sales and customer service live chat

Our representatives are available to help:
Weekdays: 6 a.m. – midnight ET
Weekends: 7 a.m. – midnight ET

For 24-hour Roadside Assistance call:


Mailing addresses, payments.

Auto, home, marine and umbrella
Amica Mutual Insurance Company
PO Box 9128
Providence, RI 02940-9128

Life and retirement

Amica Life Insurance Company
PO Box 9700
Providence, RI 02940-9700

We collected the information independently. Issuers did not provide the details, nor they are responsible for the accuracy. The review is not a recommendation. The actual rates/fees maybe different. is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fee by advertising and linking to Amazon and the Amazon logo are trademarks of, Inc, or its affiliates.

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